4 Car-safety, Cheap Car Insurance Tips
1. What to do after a crash
Keep this list in your car. You will stay calmer and handle things better if you can refer to it. First, make sure you are safe, and that everyone else in the collision is okay. Call emergency vehicles if need be.Second, take pictures of the positions of the vehicles in the streets.
Third, call the police. While you are waiting for them, record the names and contact information of witnesses and bystanders.
Fourth, once the police arrive, make sure you have gotten the insurance information of others involved in the crash. Check photo ID to make sure they are not giving you false information.
(You may also want to clear any dangerous wreckage from the road to prevent further accidents. Move your vehicle if you can and need to for traffic safety.)
Lastly, contact the insurance company to make a claim. Provide them with all the proper documentation, including the police report and your photos. You may also want to get a psychological evaluation if the crash was bad.
2. Store important information all in one place
This is a good rule of thumb for any situation. For instance, if you are contacting insurance companies when you are shopping around for cheap car insurance, keep a log of the people you talked to, the times, record numbers, and any quotes.In a designated area of your car, keep a copy of your insurance information, registration, license, emergency health information, emergency contacts, and any other essential bits in case of a collision or traffic violation.
Storing this information all in one place means you are less likely to lose it, won't have to panic to find it in an emergency, and will be more comfortable out on the road.
3. Keep these items in your car at all times
You may want to assemble these things into kits for ease of organization and access:– Sunglasses
– Camera
– Spare tire (or two!)
– Tire irons
– Fix-a-flat
– Flashlight (with extra batteries)
– Polyester blanket
– Poncho
– Jumper cables
– Tow rope
– Bungee cords (2)
– First Aid Kit
– Latex gloves
– Stainless steel multitool
– Duct tape
– Fix it guide
– Food (nonperishable, for emergencies, not snacking)
– Water
4. Upgrades and add-ons that will get you cheap car insurance
These features may qualify you for car insurance discounts. Show proof of purchase or service to your cheap car insurance provider:– Rear-view camera
– Blind-spot detectors
– Security alarm
– Extra airbags
– GPS
– Black box or tracking chip
– Lo-jack
– OnStar
– Extra mirrors
Why spend hours on the phone when you could find cheap car insurance within minutes at the computer? Save yourself the hassle!